ilmscore | Personal Finance Predictions
60.0%
Accuracy

Recent Predictions

Total: 132
Correct: 9
Incorrect: 6
Pending: 117
Prediction
Author
Predicted at
Status
Video
The investor (Billy) predicts he will accumulate over $1,000,000 by continuing his investment strategy for another 8 years.
"if I were to keep doing this for another 8 years I'll have over a million"
Jul 4, 2024
Pending
The investor (Billy) predicts the saver (Timmy) will accumulate only $280,000 by continuing to save in a bank for another 8 years.
"you're only going to have $280,000"
Jul 4, 2024
Pending
Saving $300 a month in a long-term investment account could enable the purchase of a house within three years.
"if you could save $300 a month and put it into a long term we could get you a house in three years"
Jul 2, 2024
Pending
The father is predicted to retire debt-free with a corpus of 30 lakh rupees and adequate insurance coverage.
"super so he will basically retire with no loans with 30 lakhs Corpus and he will be safe and secure ..."
Jun 29, 2024
Pending
The father will have an additional 14,000 rupees of disposable income per month starting in December 2024 due to the repayment of personal and credit card loans.
"yes he will have an extra 14,000 rupees a month to spend"
Jun 29, 2024
Pending
Most people will fail to make necessary financial adjustments during economic downturns, leading to their financial ruin.
"it is during these Economic Times that I truly understand that most people won't make the adjustment..."
Jun 17, 2024
Incorrect
Consistently tracking and improving expenses, savings rate, and net worth is predicted to lead to an increasingly strong financial position and eventual financial freedom.
"if you're able to track these three numbers and make improvements to them over time your personal fi..."
Jun 10, 2024
Pending
The fundamental principle for having money to invest is either to decrease spending or increase income.
"If you want to have money to invest you got to either spend less money or earn more money."
Jun 7, 2024
Pending
The speaker posits that a primary residence is a financial liability, not an asset.
"The home that you live in is a liability."
Jun 7, 2024
Pending
The speaker views a personal vehicle as a liability because it does not generate income and loses value.
"The car that you drive is a liability."
Jun 7, 2024
Pending
The speaker believes that most Americans have the capacity to reduce their spending further than they realize.
"If you feel like you're tapped out at how small you can live and just for context I believe most peo..."
Jun 7, 2024
Pending
Individuals in their 20s who invest 10-15% of their paycheck into a 401k (especially with a company match) will be significantly financially ahead by their 30s-60s, progressing towards financial independence.
"if you are in your 20s and you are working which you should be okay you want to make sure that you a..."
Jun 5, 2024
Pending
Individuals who consistently max out their Roth IRA contributions for 30 years will become millionaires, assuming average stock market returns.
"by maxing out your Roth IRA for the next 30 Years you'll easily become a millionaire with Average st..."
May 21, 2024
Pending
Predicted that individuals who invest in broad-range stocks for a few years will accumulate enough money to leverage into a business.
"put some money in the stock market which generally has a wonderful track record do that for a few ye..."
May 14, 2024
Pending
Britney Reynolds predicted she would be debt-free by June/July 2024 at the latest.
"at the latest I can be debt free by June July of 2024"
Apr 29, 2024
Pending
The speaker predicts he will become a billionaire within five years from the video publication date (by April 2029).
"I would say I'll have a billion dollars in like five years I'll be a billionaire in probably five ye..."
Apr 25, 2024
Pending
Author's investment account to reach $1.1 million before their 38th birthday.
"my goal is to grow my account to $1.1 million before my 38th birthday"
Apr 25, 2024
Pending
Investing $75/month starting at age 20 will lead to becoming a millionaire by age 70.
"if you're 20 years old you need to contribute and invest $75 a month"
Apr 23, 2024
Pending
Investing $200/month starting at age 30 will lead to becoming a millionaire by age 70.
"if you wait until you're 30 you have to contribute and invest $200 a month"
Apr 23, 2024
Pending
Investing $500/month starting at age 40 will lead to becoming a millionaire by age 70.
"40 years old $500 each month"
Apr 23, 2024
Pending
Investing $1,500/month starting at age 50 will lead to becoming a millionaire by age 70.
"50 years old $1,500 a month"
Apr 23, 2024
Pending
Predicted that the car loan will be closed by the end of 2024.
"my primary priority was closing that car loan that I had okay so that will be done by end of this ye..."
Apr 13, 2024
Pending
An individual in their 20s who invests $300 per month for 40 years, achieving 10% average annual returns, is predicted to accumulate approximately $1.6 million.
"if you're in your 20s and invest $300 a month for the next 40 years with 10% average annual returns ..."
Apr 4, 2024
Pending
An investment of approximately $60,000 is predicted to grow to over $807,000 in 30 years.
"after 30 years that amount will grow to over 800 $7,000"
Apr 2, 2024
Pending
Individuals who master trading or investing can achieve their annual earnings in just one month.
"if you get it right then the kind of money that you're making in a year you can make in a month"
Mar 28, 2024
Pending
Alex aims to reach a $100,000 net worth by the time she turns 35.
"I have this goool right now that I want to reach a $100,000 net worth by the time I'm 35"
Mar 18, 2024
Pending
Consistently buying one share of an S&P 500 ETF (like SPY) every month will likely result in becoming a millionaire by retirement.
"if you buy one share every month you'll most likely become a millionaire by the time you retire"
Mar 5, 2024
Pending
A 20-year-old investing $200 per month into S&P 500 index funds for 40 years is predicted to accumulate approximately $1 million by age 65, assuming a 10% average annual return.
"we're going to say they invest $200 a month for the next 40 years this means they'll have around $1 ..."
Feb 27, 2024
Pending
A 20-year-old investing an initial $1,000 and then $500 per month into S&P 500 index funds is predicted to accumulate approximately $1 million by age 50, assuming a 10% average annual return.
"if they want to get to a million by 50 they can contribute $1,000 first and $500 every month"
Feb 27, 2024
Pending
Maintaining one to two months' worth of expenses in a checking account will simplify bill payments and prevent overdrafts.
"at a certain point it is okay I think to keep some money in your checking account because it makes y..."
Feb 14, 2024
Correct
A high-yield savings account is predicted to grow at 4.6% and beat inflation.
"it can grow at 4.6% and beat inflation"
Jan 12, 2024
Pending
The speaker predicts they will become a tax-free millionaire within 30 years by following an investment strategy.
"I have a way that I can become a millionaire in 30 years taxfree"
Jan 3, 2024
Pending